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Will the timing changes impact when my real estate transaction can close?

CFPB

Consummation is the day the borrower becomes legally obligated under the loan, which would be the date of signing, even if the loan has a rescission period. It is important to note the definition of consummation can be different than the closing date as defined in the purchase agreement where the buyer becomes contractually obligated to a seller on a real estate transaction.

The tool will assist you in determining the earliest consummation date. Access Website>>


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